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Electronic Finance: A New Approach to Financial Sector Development by Stijn Claessens,

In recent years, the delivery of financial services has changed consistent with technological advances that have occurred. On-line banking, on-line trading marketing services and brokerage services, marketing services and capital markets are available marketing services and utilized in varying degrees in the industrialized nations of the world. Beyond the availability of services on-line, E-Finance is redefining the cost marketing services and competitive structure of financial services. This convergence of technology marketing services and financial services provides opportunities for emerging markets to leapfrog in the development marketing services and delivery of financial services. This paper identifies issues arising from the spread of E-Finance including the readiness of telecommunications infrastructure, public policy marketing services and regulatory requirements, marketing services and financial sector development approaches. It hopes to stimulate dialogue on the role E-Finance can play in supporting the World Bank's overall mission.
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